FI GROW Solutions Blog

From SEO to Compliance: Content Strategy for a Successful Bank or Credit Union Website

Written by Kristin Mock | June 30, 2025


The most forgotten piece of a website redesign is content strategy. Financial Institutions will hunt for the best web designer and developer, they'll review design after design for their new website, but oftentimes won't think twice about content. But a site's long-term performance isn't determined by looks alone, it hinges on the strength of its content strategy. From the technical SEO strategy to the words on the page, all the way through to compliance approval, here's what it takes for a successful bank or credit union website.

SEO - More Than Just Keywords

Search Engine Optimization (SEO) is often misunderstood as a simple matter of sprinkling keywords across your website. In reality, effective SEO for a bank or credit union website is a multi-layered discipline that begins before a single word of content is written—and continues long after the site goes live.
  • Strategic Site Structure

    Search engines and users both rely on a clear, intuitive site structure to navigate your content. That means organizing pages in a logical hierarchy, creating purposeful internal links, and ensuring that key services are easy to find. A well-structured site not only improves SEO but also enhances the overall user experience.

    There is no need to bury your checking account page behind a structure that looks like this:
    Personal>Deposits>Checking>Rewards Checking Accounts>MyHighYield® Checking 

    A better solution for both search engines and the user is to put that high yield checking account right into the main navigation menu. 
  • URL Structure

    URLs should be clean, consistent, and keyword-relevant. That means avoiding strings of random numbers or vague labels like /page1 and instead using meaningful, readable paths like /personal-checking or /auto-loans. These not only help with rankings but signal professionalism and clarity to your users.

    Using our previous example, your URL structure  would end up looking like this:
    www.creditunion.com/personal/deposits/checking/rewards-checking-accounts/myhighyield-checking

    That version looks less important to a search engine than the shorter, cleaner version:  www.creditunion.com/high-yield-checking-account 

  • In-Depth Keyword Research

    Strong SEO starts with understanding what your audience is actually searching for. Keyword research involves identifying high-value terms that balance search volume, competition, and user intent. 

    If you're a local institution competing with big, national banks, search volume may not be the most important metric. Look at local keywords that include your city, state, or region. Or prioritize keywords with a lower difficulty score. Your keyword strategy can be a delicate balance that rarely boils down to targeting just the highest searched terms. 

  • On-Page Optimization

    Once your keyword strategy is in place, each page should be optimized with the right blend of title tags, meta descriptions, headers, and alt text. But it’s not just about inserting keywords, it’s about creating content that answers real questions, uses natural language, and aligns with what users and search engines are looking for.

    If a user is looking for checking accounts, and your checking account page includes all of your checking, savings, share certificate, and deposit accounts, this will not perform well. Search engines will prioritize a website page that is more clearly about the specific thing the user searched, in this case, checking accounts. This is where that site structure strategy comes back around.
  • Mobile & Technical SEO

    Your website’s SEO is also affected by how it functions behind the scenes. Fast load times, mobile responsiveness, proper use of schema markup, and a secure HTTPS connection are all factors that influence your visibility in search results. 

  • Local SEO

    For community banks and credit unions, local SEO is essential. That includes managing your Google Business Profile, using geo-specific keywords, and ensuring consistency across directory listings and citations.

  • Ongoing Performance Monitoring

    SEO isn’t a one-and-done task. It requires regular audits, performance tracking, and content updates to stay competitive. Search algorithms evolve, and so should your strategy.
SEO is foundational to your website’s success, but it requires a comprehensive strategy that starts early and continues over time. If your team doesn’t have the capacity or expertise to manage all these moving parts, bring in a partner who does.

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Content Writing

Once your SEO strategy is in place, it’s time to write, but effective website content for a financial institution requires more than just solid writing skills. Your content writer must be able to translate complex financial information into clear, user-friendly language, all while aligning with your brand voice and integrating the SEO strategy you just built.

Your content writer needs not only strong writing skills, but also an understanding of financial products and services. Your content should utilize your brand voice, highlight the most enticing features of your products, speak at the level of your customers or members, and understand where disclosure text will be needed. Compliance and legal will still need to write and approve disclosures, but having a writer with this understanding can save a lot of time and headache.

Your content writer should also have a strong understanding of the user journey. The words on the page should speak to where on the journey your users are, and it should pull them in to take the next step. Your content needs to give the user what they want right away (like rates and fees) so they don't have to dig, but it should also jump right into what makes your checking account the best account for them.  

Content Entry

Once the content is written, someone has to actually build the pages. But who? Your developer typically provides either a structured template or drag-and-drop pieces for a more flexible approach, but either way, someone has to put those pieces together and get your content on each page.

Someone needs to choose each layout component, format your text, select and add images, insert disclosures, and check it all for ADA compliance, SEO best practices, and screen optimization for all screen types/sizes.

This stage can be a significant lift that takes an hour or more per page. It also requires someone with access to the CMS, familiarity with the site’s structure, and an eye for detail. Without the time, tools, and know-how, this step can quickly derail timelines and frustrate teams.

Content Approval

Now that everything is put together, your subject matter experts need to review it all for accuracy. This means your consumer loan manager might have dozens of pages to look over, and then it's time for compliance. If you haven't been working with your teams throughout the content stage, you might end up with multiple rounds of revisions, clarifications, and questions. This stage can significantly delay your timeline if you haven't prepared everyone properly and factored approvals into your process.

FI GROW Solutions Can Help!

Phew! Overwhelmed yet? Don't worry, FI GROW Solutions can do all of this for you.

From building a search-optimized content strategy to writing in your brand voice, building every page, and structuring the project to include compliance and team reviews, our team handles the heavy lifting so yours doesn’t have to. We specialize in content for banks and credit unions because we understand the regulatory landscape, the user expectations, and the nuances of your products.

If you're planning a website redesign, we're here to help you launch a site that's not only beautiful, but built to perform.

Let’s build a smarter website together.